South Indian Credits Limited (Formerly: South Indian Trading Syndicate (Kottapadi) Limited)
Verification pendingWhat we know
| Legal name (as on RBI's list) | South Indian Credits Limited (Formerly: South Indian Trading Syndicate (Kottapadi) Limited) |
| Brand | South Indian Credits |
| Type of lender | NBFC-MFI (on RBI's list as of 30 Jun 2026) |
| RBI layer | Base layer (RBI's size-based category for NBFCs) |
| Registered office | Karnataka |
| RBI regional office | Thiruvananthapuram |
| Company ID (CIN) | U51909KL1948PLC001645 |
Regulator notes
- RBI address is in Bengaluru (Karnataka); CIN state code is KL (Kerala). Site returned HTTP 500 to curl but renders in a browser.
Regulator actions are listed so you have the full picture. A past action doesn't mean a lender is unsafe today, and having none doesn't mean a loan is right for you.
Before you agree to any microfinance loan
- Ask for the Key Facts Statement: APR, every fee, the total you'll repay.
- Is it a group loan? Are you responsible if someone else doesn't pay?
- Will all your household's loan payments stay well below half of household income?
- Who do you complain to? Ask for the grievance officer's contact.
Read: What is microfinance in India? · How to check a lender
Source for registration details: RBI, List of NBFCs registered with the RBI (as on 30 June 2026), classification MFI. Logos belong to the lenders and are shown only to help you recognise them (logo: Logos provided by Logo.dev). Paisavy doesn't rank, recommend or earn from any lender. The directory is sorted A–Z.